No Credit Check Payday Loans

Borrowing cash can be really tough if you don’t have a perfect credit record but, let’s face it, so many of us can’t boast an ideal credit score now that there has to be another.

Traditional lenders might base their choices on your credit score and refuse even a short loan if you don’t have the correct figures. However, with no credit check payday loans there’s no requirement for your credit score to be a problem.

How does no credit check payday loans work?

Borrowing no credit check payday loans is as simple as any other type of no credit check bad credit loans, except without the credit scoring worries. You need to be at least 18 years old to borrow and you must be either a UK citizen or a UK legal resident. You’ll require a bank account too so that the loan can be paid into it and the refund set up to come out of the account.

Is there really no credit check?

Some lenders are willing to arrange loans without a credit check but this is not considered liable lending and may be validly questionable.

This is particularly so given the guidance from the United Kingdom regulator, the Financial Conduct Authority, which states that lenders require to make sure their loans are cheap for single borrowers.

So, lenders can look at your credit history but may still be willing to lend, even if you have a few issues.

Payday loans 30 days borrowed for small amounts over shorter periods of time hold much less risk for lenders – they are lending cash against your next payday, which is why a credit score may not have much effect for a short-term loan.

Will I pay more?

There are not normally any additional fees or charges to pay if you want to borrow no credit check loans, as opposed to a regular payday loan.

The interest that you pay will vary from lender to lender so it’s a good impression to shop around and make sure you’re getting the best deal that you can. When it comes to paying for your loan, you just need to make one payment when you refund the loan – this will also include the interest due on your no credit check payday loan.

Just like any other quick no credit check payday loans, this is normally paid around a month from the date you borrow the cash.

What are the advantages of no credit check payday loans?

The major advantage of this type of no credit check payday loan is that you can borrow cash without having a perfect credit score.

You may even be able to improve your credit score by borrowing and then repaying the money on time. No credit check payday loans are quick and easy to arrange with the money paid into your bank account so that you can access it straight away.

You can use the cash for anything, from paying off a large and unexpected household bill to covering the cost of unforeseen car repairs – no credit check payday loans are flexible, simple and wild.

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Meet some of our happy customers

Meet Gitundu

Sally immediately required £400 to repair her house alarm. She applied and 60 minutes later she had the cash. She repaid a total of £525 when she got paid.

Simon Sid

Sid needed £150 until payday. He filled in the quick application & got paid within the half hour. Sid repaid the loan 28 days later at a cost of £200.

Meet Woodward

Zoe required £180 to see her over the Christmas period. The cash was in her account within the hour. Zoe paid a total amount of £145, 14 days advanced.

Abraham Adrian

Adrian desperately needed £225. He filled in the 1 minute amplification during his afternoon break and the cash was in his account at home time. Adrian paid the money back on his cash advance at a total cost of £310.