Doorstep Loans

What is a Doorstep Loans?

A Doorstep loans is a door loan cash your hand weekly that a borrower is expected to pay back on the weekly door to door. At Payday loan Angels, we assist you to borrow up to £1,000 from direct, responsible lenders over flexible terms, ranging from 3 to 6months.

Have Doorstep Loans always been around in the UK?

Yes. Quite astonishingly, and in contrast with popular belief,

doorstep loans have been,

around in the UK for decades, albeit under unlike names and forms.

Traditional ‘employer credit’ – a credit that employees get against their next paycheque – is perhaps the best known and the oldest form of a payday loan. Also, cash loans, credit advances, and High Street salary advances are other formats that same day cash loans can trace their origins back to. Doorstep Loans are supposed to have attained their present form in the early 90’s.

Who is qualified to get a Doorstep Loans in the UK?

The eligibility criteria to get a Doorstep loan in the UK are quite broad and largely inclusive. To get a door to door loans from a straight lender in the UK, you need to:

Be a legal UK resident.

Be at least 18 years of age.

Have a valid UK bank account, phone number, and email address.

How do I go about receiving a Door to door loans?

The most conventional way to get a Home collection loans in the UK is to simply walk to any reliable High Street lender. However, in this day and age, it would seem quite anachronistic and inconvenient for many to follow this route – and quite rightly so.

That’s why applying for doorstep loans no credit check online becomes a more convenient and quicker option. Instead of applying to several lenders separately, you can just apply for a payday loan at a free credit broker like Payday loan Angels to get quotes from interested lenders without lengthy paperwork.

Is it cheaper to get instant doorstep loans online?

In most cases, yes, it is cheaper to get a door loans bad credit. This is because online payday lenders do not have to pass on unnecessary overheads like shop rent and local taxes to borrowers.

Is it possible for the unemployed to get a doorstep loan in the UK?

Yes, it is possible.If you are presently unemployed, you can still get doorstep loans, provided that you have an alternate source of regular monthly income in the form of pension, benefits or credit interests from other investments/properties.

That said, it should also be mentioned that most payday lenders are likely to favor applications from full time/part time employed applicants.

Why are doorstep cash loans called ‘instant loans’ or ‘same day loans’?

Doorstep loans for people on benefits are often referred to

 as ‘instant loans’ or ‘same day loans’ because of the following reasons:

Once you submit a properly filled-in application, lenders will decide whether to lend to you or not in a matter of few minutes.

If your application is approved for a doorstep loans same day, the funds will be directly transferred to your bank account on the same day – usually within minutes.

What is ‘no credit check’ Doorstep loans?

‘No credit check’ doorstep loans are instant cash at your door that is granted by payday lenders without running hard credit checks. Since these involve no credit check/soft credit check, these leave no ‘footprints’ on applicant’s credit history, and hence, are called ‘no credit check’ payday loans.

Does this mean I can get a payday loan despite having a poor credit score?

Yes. As long as you fulfill the necessary criteria of qualification and you have an assured source of monthly income at your disposal, most payday lenders will be willing to lend to you – even when you have a poor credit score.

Is the doorstep loans industry in the UK affiliated to banks or credit agencies?

No. Payday lenders operate privately, independent of any bank or credit agency.

How big is the doorstep loans industry in the UK?

While no official stats are made available, it is widely believed that the weekly payday loans industry in the UK collectively grants loans worth over £2 billion each year. There are over 200 registered payday lenders presently operating in the UK market.

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Meet some of our happy customers

Meet Gitundu

Sally immediately required £400 to repair her house alarm. She applied and 60 minutes later she had the cash. She repaid a total of £525 when she got paid.

Simon Sid

Sid needed £150 until payday. He filled in the quick application & got paid within the half hour. Sid repaid the loan 28 days later at a cost of £200.

Meet Woodward

Zoe required £180 to see her over the Christmas period. The cash was in her account within the hour. Zoe paid a total amount of £145, 14 days advanced.

Abraham Adrian

Adrian desperately needed £225. He filled in the 1 minute amplification during his afternoon break and the cash was in his account at home time. Adrian paid the money back on his cash advance at a total cost of £310.